{"id":15388,"date":"2025-03-21T20:11:33","date_gmt":"2025-03-21T12:11:33","guid":{"rendered":"https:\/\/dewasaham.com\/%f0%9f%93%8a-bbri-bank-rakyat-indonesia-febuari-2025-laba-bersih-tembus-42-yoy-129-mom\/"},"modified":"2025-06-10T06:49:19","modified_gmt":"2025-06-10T06:49:19","slug":"%f0%9f%93%8a-bbri-bank-rakyat-indonesia-febuari-2025-laba-bersih-tembus-42-yoy-129-mom","status":"publish","type":"post","link":"https:\/\/search.web.id\/digest\/%f0%9f%93%8a-bbri-bank-rakyat-indonesia-febuari-2025-laba-bersih-tembus-42-yoy-129-mom\/","title":{"rendered":"\ud83d\udcca BBRI (Bank Rakyat Indonesia) February 2025: Net Profit Penetrated +42% YoY, +129% MoM!"},"content":{"rendered":"

Hi, investor friends! There is good news from Bank Rakyat Indonesia (BBRI),<\/strong> which recently released their financial report for February 2025. Who would have thought, this bank’s net profit managed to jump up to 4.6 trillion rupiah<\/strong>, recording very encouraging growth, namely +42% YoY<\/strong> and +129% MoM<\/strong>. Cool, right?<\/p>\n

Recovery of Net Profit in the Midst of Challenges<\/h2>\n

This report shows a significant recovery compared to the previous month, January 2025, where their net profit was recorded to have decreased by -18% YoY<\/strong> to 6.6 trillion rupiah. Why is this possible? Well, it is estimated that this was due to overlay management<\/em><\/a> in January, which quite hit performance.<\/p>\n

However, February’s performance showed that net profit growth<\/strong> could be maintained, mainly thanks to a significant reduction in provisions expenses of up to 3.3 trillion rupiah<\/strong> (-49% YoY, -41% MoM). This has a big effect on the cost of credit<\/em> (CoC) of banks only<\/strong>, which overall sloped to the level of 3.28%.<\/strong> Of course, this is positive news that makes us all immediately want to read this news!<\/p>\n

Interesting Operational Performance Details<\/h2>\n

However, there is bad news from the operational side. PPOP<\/strong> decreased by -11% YoY<\/strong> in February 2025, mostly due to a surge in labor costs of up to +91% YoY<\/strong>. Meanwhile, the Net Interest Margin (NIM)<\/strong> of bank-only<\/em> banks remained at the level of 6.39%,<\/strong> almost stable although there was a slight increase compared to February 2024 and January 2025.<\/p>\n

Credit Enhancement and Financing<\/h2>\n

On the other hand, good news came from credit and financing growth<\/strong> which grew +5.2% YoY<\/strong> during 2M25. But, we must remember, this figure is still below last year’s very impressive achievement of +12.6% YoY<\/strong>. The Loan-to-Deposit Ratio (LDR) also remained high at 88.2%,<\/strong> indicating that the bank is still highly liquid.<\/p>\n

Overall, BBRI appears to be on its way to a better recovery. We will all continue to monitor how their strategies are going forward. Come on, keep up with the next developments!<\/p>\n

For more detailed information, you can check the full report here: BRI report<\/a>.<\/p>\n

<\/strong>BBRI<\/a> <\/div>\n","protected":false},"excerpt":{"rendered":"

Hi, investor friends! There is good news from Bank Rakyat Indonesia (BBRI), which recently released their financial report for February 2025. Who would have thought, this bank’s net profit managed to jump up to 4.6 trillion rupiah, recording very encouraging growth, namely +42% YoY and +129% MoM. Cool, right? Recovery of Net Profit in the […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[986],"tags":[948],"class_list":["post-15388","post","type-post","status-publish","format-standard","hentry","category-stock","tag-bbri"],"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/search.web.id\/digest\/wp-json\/wp\/v2\/posts\/15388","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/search.web.id\/digest\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/search.web.id\/digest\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/search.web.id\/digest\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/search.web.id\/digest\/wp-json\/wp\/v2\/comments?post=15388"}],"version-history":[{"count":1,"href":"https:\/\/search.web.id\/digest\/wp-json\/wp\/v2\/posts\/15388\/revisions"}],"predecessor-version":[{"id":16205,"href":"https:\/\/search.web.id\/digest\/wp-json\/wp\/v2\/posts\/15388\/revisions\/16205"}],"wp:attachment":[{"href":"https:\/\/search.web.id\/digest\/wp-json\/wp\/v2\/media?parent=15388"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/search.web.id\/digest\/wp-json\/wp\/v2\/categories?post=15388"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/search.web.id\/digest\/wp-json\/wp\/v2\/tags?post=15388"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}